Expense audit: what to cut, keep and renegotiate

Audit my recurring expenses. Be a no-nonsense operator.

My recurring costs from the last 3 months (paste from bank/card export): <paste, with amounts and dates>
What I do for a living and what tools I truly depend on: <one paragraph>
Costs I already know I want to keep no matter what: <list>

Do this:
1. Group everything into: Keep (clearly earns its cost), Cut (no clear use), Renegotiate (needed but overpriced or on the wrong plan), Investigate (I can't tell from the data). Put every item in exactly one pile with a one-line reason.
2. Total each pile monthly and annually.
3. For the Renegotiate pile: a short message for each (under 60 words) I can send to ask for a better plan, a discount for annual payment, or a downgrade.
4. Duplicates and overlaps: tools that do the same job.
5. The three items I should decide on today, and the one question to ask myself for each.
6. Anything that looks like a forgotten trial or a price that quietly went up.

Do not invent costs. If an item is unclear, put it in Investigate rather than guessing.